Clone Arrangers

From HellWiki

CloneArrangers is the default location your clone will be when you start the game. It's north of Meds 4 Less (ML). When you die, you will float up in to your clone who will exit out here (completely naked).

However, as a newbie, this place should be visited a few times per session. You can type update here to update the score / stats / whatever of your clone so your XP/IP progress isn't set back too much when you die.

The amount of money it costs for updating (and recloning) is based on your stats and XP. This costs a little money when starting out, but it should be negligible.